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Posts By: Eliana Daley

Your Clients Aren’t Average. Why is Their Long-Term Care?

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Excerpted from OneAmerica Some carriers like to claim that your clients don’t need LTC protection beyond the average length of a care need. But preparing for only the average length of a care need can leave a large gap.   The Story of Averages The average length of an LTC need is typically longer for… Read more »

OneAmerica: COVID-19 Resources at Your Fingertips

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OneAmerica: COVID-19 Resources at Your Fingertips Stay informed with OA.com As we continue to adapt to the challenges presented by the coronavirus pandemic, we’re proud to continue serving you and helping you stay informed. Visit our consumer and financial professionals COVID-19 resource pages for the latest news and information. UPDATE: Grace period extended for premium… Read more »

American Equity: COVID-19 and Licensing Restrictions

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American Equity: COVID-19 and Licensing Restrictions As states begin to ease restrictions because of the COVID-19 pandemic, changes to previously-issued orders and waivers regarding agent licensing, renewals and continuing education requirements that are or will become due during any emergency declaration period are being updated. Agent licensing and renewals In general, most states are continuing… Read more »

Aetna: We’re Ready to Help

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Aetna: We’re Ready to Help We understand the many challenges you and your clients are facing due to the COVID-19 pandemic. As part of the CARES Act, the Payment Protection Program has made loans available to small businesses to help retain workers and maintain payroll costs (which includes payment for the provision of employee benefits… Read more »

Lumico: COVID-19 Policy Print Update

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Lumico: COVID-19 Policy Print Update Due to COVID-19, we have experienced a delay at our policy mailing facility, and are aware that customers are hesitant to receive or open their mail packages due to health concerns.   Please note that this delay is in policy mailing only. There is no impact to the issuance of… Read more »

AIM’s 9 Guaranteed Issue Products

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If you’re looking to make a sale TODAY, guaranteed issue products are the way to go. With minimum client requirements to qualify, these solutions are extremely easy to sell! At AIM, we’ve got 9 Guaranteed Issue, or essentially Guaranteed Issue, products for you to get appointed with that will literally change the makeup of your business… Read more »

OneAmerica: COVID-19 Update– Temporary Changes to Our Business Limits

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OneAmerica: COVID-19 Update– Temporary Changes to Our Business Limits April 2020 News to Know Individual Life & Financial Services COVID-19 Update: Temporary Changes to Our Business Limits As we continue to monitor the challenges of the COVID-19 pandemic, we remain committed to operating in an informed, responsible manner that upholds our commitment to maintaining financial… Read more »

TransAmerica: Long-Term Care Product Grace and Lapse Period Changes

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TransAmerica: Long-Term Care Product Grace and Lapse Period Changes Amid the changes we’re making to help agents conduct business during the COVID-19 pandemic, we’ve received guidance regarding how long we can extend grace and lapse periods for long term care policies. We are extending premium payment due dates by an additional 30 or 60 days.*… Read more »

OneAmerica: Streamlining Electronic Sales with eApp

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OneAmerica: Streamlining Electronic Sales with eApp New enhancements to our eApp process are making it easier for you to submit new business with OneAmerica®. These new features and deep-dive resources are built to improve your virtual workspace experience as you continue to grow your business. They add value to your time while developing efficiencies in… Read more »

Mutual of Omaha: From the Desk of Marty Johnson

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Mutual of Omaha: From the Desk of Marty Johnson We have received questions regarding our temporary underwriting guideline changes effective April 16, 2020. In response, we have developed a Frequently Asked Questions document. Mutual of Omaha remains committed to the long-term care marketplace. Please continue to reach out to your Sales Directors if you have… Read more »