Archive

Monthly Archives:: February 2014

Underwriting Tips for Stonebridge Medicare Supplements

Avoid unnecessary delays in underwriting new business by avoiding simple mistakes on the application. Here is a list of items that will delay new business processing. Plan type not listed Incomplete residential address Incomplete date of birth No requested effective date Personal history questions not fully completed (if not Open Enrollment or Guaranteed Issue) Medicare... Read more…

Accident Expense Plus

The sale of supplemental health insurance of all types is on the rise, including Personal Accident plans. That’s why we’ve beefed up our portfolio – we now have Accident plans from five different carriers, each with their own unique advantages. Take American General’s Accident Expense Plus plan for example. Ideal for: Anyone who has a... Read more »
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GTL’s Advantage Plus to the Rescue

There’s a reason why GTL is selling several thousand Advantage Plus policies each and every month – it is the perfect product for seniors on a Medicare Advantage plan or anyone else that has health insurance with large deductibles and co-pays. Here are a couple sales that came in just this past week that illustrate... Read more »
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MutualCare® Custom Solutions LTC

Using the new inflation Points, Increments and Caps – we call them PIC — on Mutual’s Custom Solutions LTC product will help you get your clients to the price point where affordability lives. What does all that mean? The average LTC sale price hasn’t changed – what your clients can buy for that $2400 has.... Read more »
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MutualCare® Custom Solutions LTC

Using the new inflation Points, Increments and Caps – we call them PIC — on Mutual’s Custom Solutions LTC product will help you get your clients to the price point where affordability lives. What does all that mean? The average LTC sale price hasn’t changed – what your clients can buy for that $2400 has.... Read more »
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Try a Risk Management Conversation

In a time when more and more agents seem reluctant to engage clients about Long Term Care, we are suggesting a more relaxed approach using Rick Management principles as an approach. Imagine sitting on a plane; you turn to the passenger next to you and ask what they do. The nightmare scenario is that they... Read more »
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AssurityBalance Simplified Critical Illness Policy Highlights

AssurityBalance Simplified Critical Illness pays a lump sum benefit for the first-ever diagnosis of specific critical illnesses or procedures using a category approach, described below, subject to policy provisions. There are no survival period requirements and benefits are paid directly to the insured to be used for any purpose. Issue Ages: 18 through 64; age... Read more…

CriticalCare Plus® Highlights

Supplemental Critical Illness Insurance from American General More than 60 percent of bankruptcies are medically related. Base Policy Features Pays tax-free (based on current federal income tax laws) single-payment benefit of up to $500,000 directly to the policyholder, regardless of coverage by other sources Covers broad range of conditions most likely to cause major lifestyle... Read more…

Critical Illness Insurance Update

Our Changing Health Care Reality Drives Innovation in the Critical Illness Market The train has left the station and people don’t even realize it! Conventional health insurance doesn’t pay what it used to and the Affordable Care Act (aka Obamacare) has begun to force unprecedented change upon the Nation’s health care delivery system. Greater financial... Read ...
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