When the next generation of a business takes over, will the key employees stay through the transition?  With the stay bonus strategy, business owners can make it appealing to key employees to stay through the change of generation and help keep the business running into the future. Learn more about the stay bonus strategy.

Do you know about the four optional riders available at the time of sale for a Critical Advantage policy? They are a great way to add extra value and protection to an already strong base policy. Below is a brief description of our optional riders. As always, some riders may vary by state. Please refer… Read more »

Optional riders are a great way to enhance an already strong base policy. These valuable riders are for your clients who are seeking protection but also want to maximize the number of dollars being spent on disability insurance. No Cost Automatic Increase Benefit Rider – Optional no-cost rider will automatically increase the current policy total monthly… Read more »

Does your client already have existing Health insurance, Major Medical Insurance, Disability Income Insurance, Life Insurance, Long Term Care Insurance, Medicare, or Medicare Supplement Insurance? The products offered in the Critical Advantage portfolio allow your clients the ability to cover short-term expenses that can have long-term benefits. Included in our Critical Advantage Portfolio is Critical… Read more »

Some clients considering an LTCi policy believe the benefits would only cover services provided in care facilities. And since they don’t plan to go to a care facility, they may think they don’t need to purchase long-term care insurance. By walking through how LTCi provides in-home services, you can help clients feel more secure in… Read more »

Mutual of Omaha’s Critical Advantage Portfolio offers policies with a number of flexible benefits and options. Within the portfolio, we offer three different policies. While these policies may be different from one another, they all offer coverage that will allow your clients to quickly see their value. Below is a list of each policy, some… Read more »

Disability income insurance is meant to help replace the loss of an income. Just because your client may be sick or injured and unable to work, that doesn’t mean the bills stop. So, how will they pay their monthly mortgage, their cell phone bill, or other financial obligations they need to meet each month? Mutual… Read more »