Mutual of Omaha’s Critical Advantage Portfolio offers policies with a number of flexible benefits and options. Within the portfolio, we offer three different policies. While these policies may be different from one another, they all offer coverage that will allow your clients to quickly see their value. Below is a list of each policy, some of its features, and how they differ from one another.
Critical Illness Insurance
Issue Ages: 18-64 or 18-54 (Term)
Base Benefit: Lump-sum payment, Return of Premium upon Death, No Reduction of Benefits at any age
100% Covered Conditions: Internal Cancer or Malignant Melanoma, Heart Attack, Stroke, Alzheimer’s Disease, Major Organ Transplant, Blindness, Paralysis, Deafness, Kidney Failure
25% Covered Conditions: Coronary Artery Bypass Surgery, Coronary Angioplasty Surgery
Optional Riders: Intensive Care Unit, Cash Value
Cancer Insurance
Issue Ages: 18-89 or 18-54 (Term)
Base Benefit: Lump-sum payment, No Reduction of Benefits at any age
100% Covered Conditions: Internal Cancer or Malignant Melanoma
Optional Riders: Heart Attack & Stroke, Cash Value, Intensive Care Unit
Heart Attack/Stroke Insurance
Issue Ages: 18-89 or 18-54 (Term)
Base Benefit: Lump-sum payment, No Reduction of Benefits at any age
100% Covered Conditions: Heart Attack & Stroke
25% Covered Conditions: Coronary Artery Bypass Surgery, Coronary Angioplasty Surgery