Archive

Monthly Archives:: December 2020

Humana: Keep Your Momentum Going with Humana

The new year starts now. Congrats! You made it through 2020. Now’s the time to celebrate your success. Take a bow or take a nap, but don’t take your eyes off the horizon. The Open Enrollment Period (OEP) starts January 1, 2021. Humana will help you prepare whether you’re a new or an experienced Agent.
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Mutual of Omaha: New Application for Critical Advantage in Virginia

Effective, December 24th, 2020 the following changes will be made to the Critical Advantage application underwriting questions.  With these changes, clients who previously were ineligible for coverage, may now qualify. Changes to the application: Cancer application Changed the cancer look back question from lifetime to 10 years Modified look back treatment/testing question from 5 to... Read more…

Mutual of Omaha: Protecting Self-Employed Individuals

Self-employed individuals want to forge their own path and have control. What they can’t control is when they might become sick or injured and be unable to work, impacting their livelihood. Help self-employed clients understand how important disability income insurance is to their financial plan. To learn more about the new disability income insurance product, Mutual... Read more…

GILICO: Advertising Notice

To assure compliance with the NAIC Model Rule on Advertisements for Life Insurance and Annuities, we are reminding you of Guaranty Income Life Insurance Company’s advertising procedure, which is part of your compliance manual. Advertising created outside of GILICO that mentions our products must be submitted to the Home Office for approval prior to use. Ad... Read more »<...
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GILICO: New Best Interest Annuity Suitability

The NAIC has adopted new model Best Interest (BI) Annuity Suitability Regulations. Alabama, Arizona and Iowa are implementing the requirements now and others are expected to be fast followers (AR, KY, MI, NV, OH, RI).   Effective January 1st for Everyone: GILICO’s new Annuity Suitability and Producer Relationship Disclosure forms must be completed for all... Read more…

Mutual of Omaha: We Believe in Long-Term Care Insurance

We sold our first long-term care insurance policy in 1987, and since then, Mutual of Omaha has paid over $1.1 billion in benefits to our policyholders. We are committed to providing solutions that will meet the long-term care needs of your clients and prospects, and to offering you the tools and resources that make it... Re...
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Mutual of Omaha: New Underwriting Guidelines Booklet Now Available

The Life Insurance Underwriting Guidelines booklet has been updated for January 1, 2021 and is now available to order. Changes effective January 1, 2021 include: The IRS Tax Transcript form number that was previously 4506T-EZ has been updated and is now 4506-C. The new 4506-C tax transcript form is available to download on SPA. The generally acceptable... Read more…

Sentinel: Annual Notice of Change of Benefits

Sentinel Security Life Insurance Company has provided its Annual Notice of Change of Benefits to Medicare Supplement policyholders. Please note, coverage change updates to the Outline of Coverage and sales brochures are now available on the Agent Portal. 
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