Prescreening LTCi applicants is always a good idea No one wants to tell a client their LTCi application has been declined or their policy must be rated up. Let Mutual of Omaha help you avoid these awkward conversations. Prescreening your LTCi applications is the best way to know what rate class to quote or even... Read more…
Many clients like the idea of getting their life insurance premiums back if they are still alive at the end of their term duration. We have a feature on our 30-year Term Life Express product that offers this refund to clients up to age 50. But, what if you have a client who wants this feature... Read more…
Even when your clients have been smart about planning and saving, there are still risks they face during retirement. Some can’t be managed, but others can – with appropriate planning. An Income Advantage IUL policy can help clients by providing life insurance protection today, and options for the future to help clients minimize their retirement risks. Our... Read more…
Our Dental policies currently come with extra benefits, such as EyeMed Vision Care and Amplifon Hearing Health Care. Mutual of Omaha is excited to announce that we are expanding our free value-added offerings for our Dental policyholders, called Mutual Perks. This new program, Mutual Perks, will now include: Coupons and discounts from local and national... Read more…
Lincoln is committed to providing a superior customer experience as we continue to enhance our digital capabilities to deliver streamlined processes with quicker turnaround times. Earlier this year, we launched the online client interview capability for life insurance products and we’re seeing great results and hearing positive feedback from our partners and clients. Beginning November... Read more…
The holidays are here, please make sure you have these important dates and operating hours marked in your calendar. End of Year Pay Schedule Client Interview Team Holiday Hours (All in Central Time) Thursday, December 24, 2020 (Christmas Eve) 8:00 a.m. – 4:30 p.m. Friday, December 25, 2020 Closed Saturday, December 26, 2020 Closed Thursday,... Read more…
Clients come from all walks of life and each has their own insurance needs. Being aware of their concerns and what matters most to them is important. The products in the Critical Advantage portfolio may be helpful in building a complete financial plan. Our Critical Advantage Portfolio includes Critical Illness insurance, Cancer insurance & Heart... Read more…
The Return of Premium rider on Mutual Income Solutions allows your clients to get a portion of their premium payments back. Some clients may be reluctant of to purchase a policy if they don’t think they’ll use the coverage but you can help your clients and save the sale by explaining how the return of premium work... Read more…
It’s no secret — the cost for various long-term care services goes up every year. With no end in sight, how can your clients afford not to have long-term care insurance? Cost of Care Calculator – Search for long-term care costs by state and view what those costs might look like five, 10 or 20 years... Read more…
You just completed a long-term care application. Before ending the conversation, make sure your clients know what happens next. Preparing clients for the underwriting process can go a long way toward ensuring their applications get issued. Why? An interviewer may mistakenly assume confused applicants have cognitive issues that make them uninsurable. In reality, an applicant... Read more…