The Life Insurance Underwriting Guidelines booklet has been updated for January 1, 2021 and is now available to order.

Changes effective January 1, 2021 include:

  • The IRS Tax Transcript form number that was previously 4506T-EZ has been updated and is now 4506-C. The new 4506-C tax transcript form is available to download on SPA.
  • The generally acceptable maximum face amount for juveniles has been increased from $100,000 to $250,000; and the maximum we will consider has been increased from $250,000 to $500,000
  • We will now request a pharmaceutical check (Rx) for all Juvenile policies

The updated guide is available to view/download through SPA or can be ordered through your normal channels.