For the first time in a long time, we now have three viable LTC products on the market. More than ever before, it’s important that you have knowledge of these products to best serve your clients and their individual health situations.
While we have many long-term care products available here at AIM, the three that you should unquestionably have in your toolbox are Mutual of Omaha, NGL and Thrivent.
Mutual of Omaha traditionally offers the best mix of carrier stability and product flexibility. NGL has brought important benefits like Limited Benefits and Limited Pays back to the market. Thrivent has made available a monthly benefit up to $15,000, a cash benefit rider and shortened pay options.