The cost of long-term care services is likely to be higher years down the road when the insured needs care. An optional inflation protection rider allows policy benefits to increase to assist with potential rising costs.

Here’s how it works:

  • The current maximum monthly benefit and remaining policy limit increase annually by the percentage the insured selects
  • The increase occurs on each policy anniversary date for the length of time the insured selects – either for the life of the policy or for a limited period of time

Advantages: Adding inflation protection to an LTCi policy provides two advantages for your clients: View the Sales Idea.