We would like to take this opportunity to inform you that as of December 21, 2020, we launched enhancements to the SecureFore product suite. Here are some of the key highlights:

  • 10% (of premium) as a free withdrawal amount in contract year 1
    • No changes to free withdrawals starting in year 2
  • Premium Banding
    • Crediting rates may vary based on premium level:
      • Under $100,000
      • $100,000 and above
  • New Plan Type: Non-Qualified Stretch
    • Maximum issue age of 75
    • Systematic withdrawal program (life expectancy option) required
  • New CUSIP

There will be one new CUSIP for the SecureFore product which will apply to the 3 & 5 year withdrawal charge periods. This CUSIP will apply to new business only and does not impact any in-force contracts.