E & O Program

AIM is committed to your career success. Our goal is to continually offer outstanding new programs and services that will help you build and protect your business. A great example is the development of one of the most competitive agent Errors & Omissions plans in the industry. You may qualify for a reduced premium for the 2014 – 2015 policy year by placing your coverage with American Independent Marketing direct.

Sample rates and policy limits:

$1,000,000 each claim and agent Aggregate
$10,000,000 Policy Aggregate
Annual rate as low as $472

E&O premiums for 2015-16:

Annual Premiums	Option 1 Coverage for the sale and service of: Life, Accident & Health, Disability, Long Term Care Insurance and Fixed Annuities	Option 2 Coverage for the sale and service of: Life, Accident & Health, Disability, Long Term Care Insurance, Fixed Annuities, Variable Annuities and Mutual Funds
Limit Option 1: $1,000,000 Each Claim / $1,000,000 Agent Aggregate	$472	$658
Limit Option 2: $2,000,000 Each Claim / $2,000,000 Agent / Rep Aggregate	$643	$889

Annual Premiums

Option 1

Coverage for the sale and service of:
Life, Accident & Health, Disability,
Long Term Care Insurance and Fixed
Annuities

Option 2

Coverage for the sale and service of:
Life, Accident & Health, Disability,
Long Term Care Insurance, Fixed
Annuities, Variable Annuities and
Mutual Funds

Limit Option 1:
$1,000,000 Each Claim / $1,000,000
Agent Aggregate

$472

$658

Limit Option 2:
$2,000,000 Each Claim / $2,000,000
Agent / Rep Aggregate

$643

$889

READ MORE: Covered activities and program benefits

Covered activities include	Benefits of enrolling in the AIM E & O Program
Sale or attempted sale or servicing of: Life Insurance Accident & Health Insurance Long Term Care Insurance Disability Insurance Fixed Annuities (Equity Indexed Annuities) Employee Benefit Plans, Individual Retirement Arrangements, IRAs and KEOGH Retirement Plans (click the Highlights tab above) Financial Planning incidental to the sale of the above products Variable Products (optional – additional costs may apply) Mutual Funds (optional)	Comprehensive coverage for your life insurance, variable product and mutual fund business Quality Carrier – Continental Casualty Company (rated A XV by A.M. Best), a member of the CNA Insurance Companies Extends to appointments other than LTC

Covered activities include

Benefits of enrolling in the AIM E & O Program

Sale or attempted sale or servicing of:

Life Insurance
Accident & Health Insurance
Long Term Care Insurance
Disability Insurance
Fixed Annuities (Equity Indexed Annuities)
Employee Benefit Plans, Individual Retirement Arrangements, IRAs and KEOGH Retirement Plans (click the Highlights tab above)
Financial Planning incidental to the sale of the above products
Variable Products (optional – additional costs may apply)
Mutual Funds (optional)

Comprehensive coverage for your life insurance, variable product and mutual fund business
Quality Carrier – Continental Casualty Company (rated A XV by A.M. Best), a member of the CNA Insurance Companies
Extends to appointments other than LTC

Read the policy for more details.

For more information regarding this benefit please call American Independent Marketing at 1-800-672-7202.

To request a Certificate of Insurance please email: Nancy_Nunez@ajg.com

Arthur J. Gallagher & Co. Insurance Brokers of California
18201 Von Karman Ave
Suite 200
Irvine, CA 92612