E & O Program

AIM is committed to your career success. Our goal is to continually offer outstanding new programs and services that will help you build and protect your business. A great example is the development of one of the most competitive agent Errors & Omissions plans in the industry. You may qualify for a reduced premium for the 2014 – 2015 policy year by placing your coverage with American Independent Marketing direct.

Sample rates and policy limits:

  • $1,000,000 each claim and agent Aggregate
  • $10,000,000 Policy Aggregate
  • Annual rate as low as $472

E&O premiums for 2015-16:

Annual Premiums

Option 1

Coverage for the sale and service of:
Life, Accident & Health, Disability,
Long Term Care Insurance and Fixed

Option 2

Coverage for the sale and service of:
Life, Accident & Health, Disability,
Long Term Care Insurance, Fixed
Annuities, Variable Annuities and
Mutual Funds

Limit Option 1:
$1,000,000 Each Claim / $1,000,000
Agent Aggregate
$472 $658
Limit Option 2:
$2,000,000 Each Claim / $2,000,000
Agent / Rep Aggregate

$643 $889

Covered activities include

Benefits of enrolling in the AIM E & O Program

Sale or attempted sale or servicing of:

  • Life Insurance
  • Accident & Health Insurance
  • Long Term Care Insurance
  • Disability Insurance
  • Fixed Annuities (Equity Indexed Annuities)
  • Employee Benefit Plans, Individual Retirement Arrangements, IRAs and KEOGH Retirement Plans (click the Highlights tab above)
  • Financial Planning incidental to the sale of the above products
  • Variable Products (optional – additional costs may apply)
  • Mutual Funds (optional)
  • Comprehensive coverage for your life insurance, variable product and mutual fund business
  • Quality Carrier – Continental Casualty Company (rated A XV by A.M. Best), a member of the CNA Insurance Companies
  • Extends to appointments other than LTC

Read the policy for more details.

For more information regarding this benefit please call American Independent Marketing at 1-800-672-7202.

To request a Certificate of Insurance please email: Nancy_Nunez@ajg.com


Arthur J. Gallagher & Co. Insurance Brokers of California
18201 Von Karman Ave
Suite 200
Irvine, CA 92612