In our day to day dealings with Med Supp agents we have become aware that not all Washington State agents are aware of a really important underwriting advantage they have.

Many mistakenly believe that the Medicare Advantage open enrollment period every October, November and December applies to Medicare Supplements too.  The reality though is that it does not.  There is no Medicare Supplement Open Enrollment Period in any State, including Washington.  Here’s the most important part though – in Washington State, people can move from any standardized or modernized plan to a plan of equal or lesser coverage ANYTIME they want to without having to go through underwriting.  This means you can move from plan to plan within one company or from plan to plan between different companies without underwriting.