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Phoenix Personal Income Annuity Features
Income Guarantees That Grow Every Year
1

Bonus each and every year for up to 20 years

                    145% Benefit Base Bonus                                240% Benefit Base Bonus
                         by Contract Year 3                                               by Contract year 10

    Income strategy comparison

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1. Income guarantee stops growing upon rider exercise. Income Strategy Today rider adds an upfront bonus of 30% and subsequent bonuses of 7.5% in years 2 and 3 assuming no guaranteed income withdrawals are taken. Income Strategy Tomorrow credits 14% simple interest roll-ups in years 1-10 if no guaranteed withdrawals are taken. Guaranteed withdrawals are determined by Benefit Base and withdrawal factor that varies by issue age and age at rider exercise. These riders are optional and involve an additional fee that is deducted annually from the account value.
Guarantees are based on the claims-paying ability of PHL Variable Insurance Company (PHLVIC), Hartford, CT.
This is not a short-term or liquid product. Product and riders are subject to state approval and may not be available in all states.

For Producer Use Only. Not for use with the public as sales literature.
Phoenix Personal Income Annuity (09EIA, ICC09EIAN, 10FIA and 101SN) is issued by PHL Variable Insurance Company (PHLVIC) (Hartford, CT). PHLVIC is not authorized to conduct business in Maine and New York.
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