October 1st – Express Express An Online Update for Mutual of Omaha’s Brokerage Sales Partners. October 1, 2014 LIFE California Has Approved the Guaranteed Refund Option Effective October 1, 2014, the Guaranteed Refund Option is available in all states except New York. With New Lower Rates, GUL Becomes an Even Better Option See how Mutual of Omaha’s Guaranteed Universal Life product is even more competitive. Are You FIT? The FIT credit program lets your clients move up to two tables and save. MEDICARE SUPPLEMENT OEP Application Acceptance OEP begins October 15. We will begin accepting applications October 1 for a January 1, 2015 effective date. November Rate Adjustments Rate adjustments effective 11/1/14 for United World PA and United IL Modernized in-force business only. LONG-TERM CARE Kiplinger LTC Video Don’t forget about the Kiplinger LTC video! It’s an effective way to show clients the importance of Long-Term Care insurance. DISABILITY DI Multi-Life Tax Advantages Get more information on tax advantages based on multi-life DI plan types. Published on October 1st, 2014