MoO: November 6th – Express

November 6, 2013

Incorporate Charitable Giving into Your Estate Plan

Life insurance can play a unique role in your clients’ charitable giving
plans, providing them an opportunity to remember a favorite charity,
maintain a sense of control and direction over “social capital”, ensure a
legacy for their family and help achieve their personal financial goals.

Reminder: Illustration Reform

Please review this information about the expense allocation method used by
Mutual of Omaha and our affiliates in our illustrations.

End of Year Pay Reminder

The last pay cutoff in 2013 is December 23rd. This is the last pay cycle
to be paid in 2013.

UPDATED: Long Term Care Underwriting and Processing Update

As part of our commitment to keeping you informed, please see the updated
and ongoing communication regarding your long term care business.

MutualCare® Solutions Updated Partnership Information

Please review the communication regarding Partnership for MutualCare®
Solutions.

Omaha Insurance Company New Med Supp- Virginia

Effective November 9, 2013, you may begin selling our new Medicare
supplement in Virginia, underwritten by Omaha Insurance Company.

2014 Medicare Copay and Deductibles

The 2014 Medicare copay and deductibles information is now available.

DI: Offer an Income Protection Check-up

Even clients who are careful planners can overlook the need for disability
insurance. In your annual reviews, start the conversation about income
protection.

California Continuing Education Credits Revised

Effective January 1, 2014, California Continuing Education Requirements
for ethics training are being revised.