MoO: November 19th – Express

  MEDICARE SUPPLEMENT

December Rate Release

Rate adjustments on Mutual Florida SELECT and Vermont
effective 12/1/14. Materials also contain 2015 copay/deductible
information.

  LIFE

AccumUL Answers has been Approved in New York

Effective December 1, 2014 AccumUL Answers will be available
in New York.

Accelerated Death Benefit Rider Approved for Living Promise
– California

Effective December 1, 2014 the Accelerated Death Benefit
Rider will automatically be added to qualifying Living
Promise policies in California.

Children’s Whole Life Application Update

Enhancements have been made to the application to make it
easier to complete and to help get your policy issued
faster.

An Alternative to ROP Term

Consider GUL with the Guaranteed Refund Option for your
clients.

Are You FIT?

The FIT underwriting credit program lets your clients move
up to two tables. Be sure to complete the FIT test with
every application to get the best offer for your clients.

Washington Living Promise Update

Face amounts have been expanded for Living Promise Level
Benefit in Washington.

  LONG-TERM CARE

Planning for LTC

It’s LTC Awareness Month. Here are eight things people
should know about LTC.

  DISABILITY

DI Underwriting Case Study

View our underwriting case study to see how our underwriters
handle a case involving Sleep Apnea.

  NEWS

Do-Not-Call Calling Time Restrictions

Please be aware of Mutual of Omaha’s policy to observe all
calling time restrictions.

Telephone Solicitation Bans for the Month of December

Please review and observe these telephone solicitation bans.