MoO: December 11th – Express

December 11, 2013

One Company/One State 

Effective January 1, 2014, only Medicare supplement underwritten by Omaha
Insurance Company in Georgia, Nebraska and Virginia; Mutual of Omaha in
North Carolina; or United of Omaha in New Mexico will be available for new
buisiness sales.

2014 February Rate Adjustment- Nebraska 

Rate adjustment effective February 1, 2014, on in force business only for
United of Omaha Modernized Med supp in Nebraska.

Montana 2014 Materials Available 

The 2014 materials for Montana are now available for ordering.

Underwriting Just Got Better 

We are excited to announce improved communication during the underwriting
process!

Children’s Whole Life Reprice 

Effective January 1, 2014, we’re making minor adjustments to age bands and
premiums in selected cells. Be sure to order new materials today!

Advanced Markets Minute: From DB to EB 

If you’re working in the retirement planning market, you know that defined
benefit pension plans, or DB plans, have been declining in popularity for
several decades, replaced by 401(k) and other defined contribution plans.
The good news is, there may be options.

New Application Packets Available in California 

Please order new application packets TODAY! Only application packets with
a revision date of December 11, 2013, or later, will be accepted after
January 15, 2014.

Long Term Care Website 

Don’t forget about your LTC resource online: yourchoiceforltc.com.

DI Underwriting: Self Employed Discount 

See how benefits and a rate discount are determined for a self-employed
individual.

REMINDER: End of Year Pay – All Products 

The last pay cutoff in 2013 is December 23rd. This is the last pay cycle
to be paid in 2013.