No time to wait

Help protect your clients’ savings from the impact of long-term care (LTC) costs now


Clients facing retirement know the impact long-term care costs can have on their wealth. If you have clients with RMDs that are an idle or underutilized asset, help them turn that money into a funding source for a Lincoln MoneyGuard® ll policy.1 They’ll enjoy:


Income tax-free benefits to help protect their wealth from the
impact of qualified LTC costs1




Flex-pay premium options from 1 to 10 years




Return of premium options, a potential death benefit, and more


Your clients deserve protection


For more information, call 877-533-0114.


 

 


1Required Minimum Distributions (RMDs) are the amount that Traditional, SEP and SIMPLE IRA owners and qualified plan participants must begin distributing from their retirement accounts by April 1 following the
year they reach age 70½, and each subsequent year.


2Benefits are generally paid income tax-free under Internal Revenue Code (IRC) Section 104(a)(3).



3American Association for Long-Term Care Insurance, 2014 LTCi Sourcebook. Policy data is based on 2012 applicants for individual policies.

Note: Lincoln

MoneyGuard II is available in most, but not all states. Lincoln MoneyGuard II is a hybrid life/long-term care product
that provides reimbursement for qualified long-term care expenses.

Click here to view state availability.


Issuer:
The Lincoln National Life Insurance Company, Fort Wayne, IN


The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.


All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any
affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.

Products, riders and features are subject to state availability. The insurance policy and riders have limitations, exclusions, and/or reductions. Check state availability. Additionally, long-term care benefit riders may not cover all costs associated with long-term care costs incurred by the insured during the coverage period.


Distributor:
Lincoln Financial Distributors, Inc., a broker-dealer

Policy:
Lincoln

MoneyGuard® II, universal life insurance policy
form LN880/ICC13LN880 with the Value Protection Rider (VPR) on form
LR880/ICC13LR880, Long-Term Care Acceleration of Benefits Rider (LABR) on
form LR881/ICC13LR881, and optional Long-Term Care Extension of Benefits
Rider (LEBR) on form LR882/ICC13LR882 (not available in NY).

Not a deposit

Not FDIC-insured

Not guaranteed by any bank or savings association

May go down in value

Not insured by any federal government agency

Lincoln Financial Group is the marketing name for Lincoln
National Corporation and its affiliates.

Affiliates are separately responsible for their own financial and
contractual obligations.

LCN-953410-062414
LIF-MGR-14-0002_MGR-BEST-eML006_Z01

©2014 Lincoln National Corporation



LincolnFinancial.com

Lincoln Financial Group

150 N. Radnor-Chester Road

Radnor, PA 19087

877-ASK-LINCOLN

877-275-5462