Lincoln 

MoneyGuard Reserve Plus gives your clients flexible premium payment options — 1, 3, 5, 7 and 10 years.

And if they never need long-term care or don’t use all of their long-term care benefit, a death benefit is paid to beneficiaries — income tax-free.1

The new Lincoln MoneyGuard Reserve Plus 3-pay premium case study helps tell our flex-pay story.

Tell the Lincoln MoneyGuard solutions story.





Order code: MGR-3PAY-FLI001 
Not for use in the following states: CA, CO, IL, FL, NY, NC, PA, TN, TX, VT, WA, WI and WY. Contact your Lincoln representative
for state versions.

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Not for use in the following states: CA, CO, DE, FL, ID, IL, LA, MS, NM, ND, OK, OR, PA, TN, TX, VA,VT, WA, WY.

5 reasons to recommend Lincoln MoneyGuard Reserve Plus


1. Value 
Income tax-free reimbursements for qualified long-term care (LTC) expenses. The available amount is worth more than the premiums paid.1


2. Leaving a legacy 
If your client never needs long-term care or doesn’t use all of their long-term care benefit, a death benefit is paid to beneficiaries — income tax-free.2


3. Return of premium options 

Full return of premium available after year 5, provided all planned premiums are paid.3


4. Streamlined process 
Just a few simple prescreening questions and a 45-minute phone interview is all it takes to start the application process — no exams, labs or doctor’s statements.4


5. Outstanding claims management experience
Previous MoneyGuard claims experience shows that the majority of claims are approved and paid within five days or less.5

And once eligible, there is no deductible or elimination period.

For more information, call your Lincoln representative today.
877-533-0114

1Long-term care reimbursements are generally income tax-free under IRS Section 104(a)(3).

2Beneficiaries can receive an income tax-free death benefit under IRS Section 101(a)(1). Estate and local taxes may apply. The death benefit would be reduced by any loans, withdrawals and benefits
paid.

3Through the Enhanced Surrender Value Endorsement (ESVE), available at issue on all single premium policies and flexible premium policies for ages 35–69. The amount returned will be adjusted for any loans, withdrawals and benefits paid, and will have tax implications. Endorsement contains complete terms and conditions. After six months, if surrendered before the planned premiums are paid, the surrender value will be paid.

4Prescreening questions not available in California.

5After all requirements are met. Based on data provided by Lincoln operational area affiliates; includes all product versions.