December 17, 2013

KEY HEADLINES

Volume 11, Issue 24

Lincoln SVULONE 2013 Prospectus
Supplement

• Updated Market Conduct Manual

• Lincoln’s Electronic Delivery Try-it Promotion Available in 2014

• Per Diem Limit Increasing in 2014

• 2013 MoneyGuard® Qualified LTC Rider Tax reporting

• 2013 End of Year Commitment and Guidelines

• Alert Regarding Vulnerable Persons

• 2014 Million Dollar Round Table (MDRT)

Click below to view your copy of the Lincoln Leader:

LifeLeader12172013 (2) Page 1

Contact your Lincoln representative at 877-533-0114 for more information.

Important disclosures:

Lincoln life insurance policies are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and
distributed by Lincoln Financial Distributors, Inc., a broker-dealer.
The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.

Policies sold in New York are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer.

All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company.

They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any
representations or guarantees regarding the claims-paying ability of the issuer.

Products, riders and features are subject to state availability. Limitations and exclusions may apply. Check state availability.

Only Registered Representatives can sell variable products.

Variable products are sold by prospectus, which contains the investment objectives, risks, and charges and expenses of the variable product and its underlying investment options. Read carefully.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Affiliates are separately responsible for their own financial and contractual obligations.

LCN-763903-111113  LIF-GEN-13-0002_LIF-OPS-eNL001_Z02

Lincoln Financial Group
150 N. Radnor-Chester Road
Radnor, PA 19087
877-ASK-LINCOLN
877-275-5462