You can make LTC planning a part of every client’s wealth and retirement protection strategy. Lincoln
MoneyGuard Reserve Plus offers the protection they need and a simple application process, too.

See the client profiles in our new Lincoln MoneyGuard Reserve Plus
Finding the Right Clients brochure.

It’s time to tell the Lincoln
MoneyGuard benefits story. Share our
new client video with your clients today.


Order code:
MGR-PRO-BRC002
Advisor use only.

Give us your feedback.
Not for use in the following states: CA, CO, FL, IL, NC, PA, TN, TX, VT, WA, WI and WY.

5 reasons to recommend Lincoln MoneyGuard Reserve Plus


1. Value
Income tax-free reimbursements for qualified long-term care (LTC)
expenses. The available amount is worth more than the premiums paid.1


2. Leaving a legacy
If your client never needs long-term care or doesn’t use all of their
long-term care benefit, a death benefit is paid to beneficiaries —
income tax-free.2


3. Return of premium options
Full return of premium available after year 5, provided all planned
premiums are paid.3


4. Streamlined process
Just a few simple prescreening questions and a 45-minute phone
interview is all it takes to start the application process — no exams,
labs or doctor’s statements.4


5. Outstanding claims management experience
Previous MoneyGuard claims experience shows that the majority of
claims are approved and paid within five days or less.5

And, once eligible, there is no deductible or elimination period.
For more information, call your Lincoln representative today.
877-533-0114

1Long-term care reimbursements are generally income tax-free under IRS Section
104(a)(3).

2Beneficiaries can receive an income tax-free death benefit under IRS Section 101(a)(1). Estate and local taxes may apply. The death benefit would be reduced by any loans, withdrawals and benefits
paid.

3Through the Enhanced Surrender Value Endorsement (ESVE), available at issue on all single premium policies and flexible premium policies for ages 35–69. The amount returned will be adjusted for any loans, withdrawals and benefits paid, and will have tax implications. Endorsement contains complete terms and conditions. After six months, if surrendered before the planned premiums are paid, the surrender value will be paid.

4Prescreening questions not available in California.

5After all requirements are met. Based on data provided by Lincoln operational area affiliates; includes all product versions.