John Hancock : Newslink: 2010 in-force rate action news, LTC Sales Summit update, and more

January 21, 2014

Next round of 2010 in-force rate action notifications to take place in late February

In late February, we will begin policyholder notifications on
the next round of policies impacted by the 2010 in-force rate action,
which will have an effective date beginning with anniversaries on or
after May 1, 2014.

John Hancock LTCI individual policies in previously announced states
are impacted: policies originally issued in Maryland that have
received an initial “capped” increase, and additional policies
originally issued in Alabama, Alaska, California, Idaho, Iowa,
Louisiana, Minnesota, Montana, New Hampshire, North Dakota, Oklahoma,
South Carolina, South Dakota, and Utah. Fortis LTCI individual
policies originally issued in Virginia are impacted as well. Read the
full article for more information.

Please note: Also in late February, we will begin
including a 2013 rate action disclosure in certain 2010 rate action
notifications. Click here for more information.

PRODUCT NEWS

Benefit Builder Portfolio Rate of Return

The second Portfolio Rate of Return for Custom Care III
featuring Benefit Builder policies is now available. We have created
the attached flier that will be updated each quarter to announce the
return. Click here to learn more.

We have also created a New York-specific flier, which you can view here.

MARKETING NEWS

Early-bird discount
and registration for free virtual access to 2014 LTC Sales Summit now
available

The American Association for Long-Term Care Insurance (AALTCI)
LTC Sales Summit brings together the nation’s top LTC sales pros and
leading industry experts. Some 40 sessions focus on marketing and
selling both traditional LTC insurance as well as hybrid / linked
long-term care solutions.

There are two ways you can be part of the 2014 National Long-Term Care
Solutions Sales SUMMIT taking place in Kansas City, MO this May.

1.Register to attend the three-day event for only $99 (discount ends March 31).

2. Or, sign up for free online access to watch select sessions broadcast live.

John Hancock Investor Sentiment Index® rises slightly in Q4 2013 – official press release now available

The John Hancock Investor Sentiment Index® moved upward
slightly in the fourth quarter of 2013, to +22 from +20, as investors
grew increasingly positive toward investing in equities. Read the full
press release here.

Consumer Reports reprint article now available

Consumer Reports recently published an article written by Orly
Avitzur, M.D. about the need for long-term care insurance. Click here to view the article and to share with your clients and prospects. You can also order the printed version here.