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December 29, 2014

Safe Outlook Bailout Cap Decreases Effective January 7 

As you may be aware, U.S. treasury rates directly affect the interest
rates and features offered by our annuity products. Due to the recent
decline in 10-year treasury rates and steadily rising volatility rates,
the following change is effective January 7, 2015:

·     The Safe Outlook bailout cap
is decreasing to 3% for both the point-to-point and monthly averaging
indexed strategies. This is a change from the previous 50 bps spread. 

Order tickets signed by Tuesday, January 6 and received by Tuesday, January 13 must have funds in the Home Office by Friday, February 6 to receive the previous rates.

Please see the interest rate chart for details.


Avoid Delays in Commission Payments

Complete your AML Refresher Course by December 31

Please remember to complete your annual LIMRA anti-money laundering (AML) refresher course by December 31, 2014. If you do not complete the training by year-end, commissions will be held until the training is completed. If you have

already completed the training, no additional action is required.

You may access the refresher course here.
Please refer to the training instructions for additional details.

If you complete the training through an approved provider other than LIMRA, you can fax us the certification of completion at (513) 412.5144.

 

Approved providers
include: Cetera Financial Group; FINRA; ING; John Hancock; Kaplan
Financial; Lincoln Investment Planning; National Planning; Quest CE; Reg
Ed; SWBC Investment Service; Web CE; Wells Fargo

Thank you for your cooperation!


Happy New Year!

Please remember the Home
Office will be closed on Thursday, January 1. We wish you all the best
for a successful 2015.



NB271-14

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