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State Availability 
(effective 8/19/13)


states

Important News
This Week



Connecticut is now a model state for replacements
As
of August 8, 2013, replacement forms are needed in
Connecticut when the applicant indicates they have other insurance currently in force, as well as when a policy is being replaced.


As of August 19, 2013, the  ForeFrontSM Fixed
Index Annuity 
Series will be available in Alaska, California, Illinois,Maryland, Minnesota, Nevada, North Dakota, Ohio, Oklahoma, Oregon and Washington. Marketing materials and forms are available now for preview. For full state availability, reference the State Approval sheet.

 


Bonus Advantage
 Illustration. 
We’ve
improved the withdrawal capabilities of the
illustration.  You can still specify amounts in terms of
dollars or as a percentage of contract value, but 
now you
can vary the amount of the withdrawal each year prior to
income activation.  You can also defer income activation
from 0-20 years of deferral for any scenario or may
choose to never activate income.  Just another way we’re
making the illustration more flexible for you!

 

NewstateapprovalTo date, ForeFront is available in: AL,
AR, AZ, CO, DE, DC, FL, GA, HI, ID, IN, IA, KS, KY, LA, ME,
MI, MO, MS, MT, NE, NH, NJ, NM, NC, ND, PA, RI, SC, SD, TN,
TX, UT, VA, VT, WI, WV, AND WY
To date, Income 125+ is
available in:
 
AL,
AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IN, IA, KS, KY, LA,
MA, ME, MI, MO, MS, MT, NE, NH, NJ, NM, NC, ND, NV, OH, OK,
PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, and WY.Please reference the State
Approval
 sheet
for current state availability.Income 125+ and ForeFront forms and marketing materials
are available in these states through theDocument
Library
, or log on to www.forethought.com to
order new materials.
imp_training_infoGet ready to sell ForeFront Fixed Index Annuity Series! As
with all of our products, you must complete the required
product training before selling.Newly contracted agents who have not completed any
product training should go to RegEd to complete the required
product training. For agents who have completed product
training, for a limited time you can complete the ForeFront
training by simply reviewing the training presentation here.Upon completion, reply to this email (annuity.services@forethought.com)
with your name, agent number and statement that you
completed the ForeFront product training. If you have any
questions, please contact Annuity Services at 877-244-7526
or simply reply to this email.
ProductPortfolio

Helping to Solve
Retirement Income Issues

8%
commission ages 0-75; 6% ages 76-851


Index Bonus 115SM

15% income bonus on on initial premium received (Applied to Guaranteed Lifetime
Income Account Value. Not available on cash surrender and
does not apply to contract value or death benefit)2

Guaranteed 6%
annual accumulation3 
on
the Income Account Value each contract anniversary for the
first 10 years, or until the income benefit is activated if
earlier (Not applied to the contract value or death benefit)

Grow total
death benefit up to 200% of premium less withdrawals
 
(or
until age 85, whichever comes first)4 with
the Optional Increased Death Benefit Guarantee Rider

Guaranteed
income for life3 
even
if your contract value falls to zero after income activation5

Get everything you need to sell this
product, from training to marketing materials and current
forms, using the Annuity
Toolkit
!

Call your IMO or Forethought’s Sales Desk at 855-44SALES (855-447-2537)
for more information about Index Bonus 115 today!

index bonus 115

AnnuityModelRegulationTrainingForethought Agents should now go to RedEd for product
specific training. Please note that if you do no already
have one, you will need to create a username and password
with RedEd. You can register with RegEd by following the
attached link: https://secure.reged.com/TrainingPlatform/
ContactForethought

© 2013 Forethought