February 5, 2015


All American Equity NMOs and Agents


Jessica Kilker, Vice President – Marketing Services


New Product Announcement

American Equity is pleased to announce the addition of a new Flexible Premium Deferred Indexed Annuity Series. The new Choice Series offers competitive rates with an option of a 6, 8 or 10 year surrender charge schedule.

Choice Series

  • Minimum Initial Premium $10,000

  • Five Interest Crediting Methods Available

    • Annual Point to Point Cap range from

    • Annual Point to Point Participation Rates
      range from 35-50%

    • Monthly Point to Point Cap range from

    • Volatility Control Asset Fee/Spread range
      from 1.25-1.75%

    • Fixed Interest Rates range from 1.60-1.95%
  • Commission Option U Only – All commissions
    will be paid immediately following policy issue 

These products are excluded from Incentives such as Gold Eagle, Convention and Fast Track.

Optional Lifetime Income Benefit Rider Available for Choice Series Only

The Lifetime Income Benefit Rider on the Choice Series is available
for issue ages 50 and above and includes two options, both with
gender neutral payout factors:

  • Lifetime Income Benefit Rider with 7.0% IAV
    Rate and 0.90% Rider Fee
  • Lifetime Income Benefit & Wellbeing Rider
    with 7.0% IAV Rate and 1.0% Rider Fee*

If no option is selected, a Lifetime Income Benefit Rider will
be attached to the contract.

Click Here for the Choice 6 Brochure

Click Here for the Choice 8 Brochure

Click Here for the Choice 10 Brochure

Click Here for the Choice Series LIBR Brochure

Please note: Effective February 27, 2015, all sales for the Integrity Gold (ICC12 IDX5) will be suspended. Please discard any brochures, disclosures and marketing material you have relating to this product. The decision to remove the Integrity Gold was made after carefully
reviewing the sales level of this product. Please refer to the Choice 6 as an alternative product.

Call the Marketing Department at 888-647-1371 for more details and to order supplies.

***Product Training is REQUIRED before writing an annuity application***

*Wellbeing Rider not available in these states: CT, DE, FL, HI, ID, IL, MN, MO, PA, WA

Annuity contract issued under Form ICC14 IDX8, ICC14 R-LIBR, and 14 R-LIBR-W and state variations thereof. Availability and benefits may vary by state.

New Product Announcement


For Agent Information Only. Not for use in soliciting or advertising to the public.