Maria Mascone’s mom had dementia, and she spent her final six years in an assisted living facility.

The cost of the facility ran about $3,000 a month. Mascone says her dad left behind a sizable nest egg, and eventually the sale of her parents’ home helped cover the cost of her mother’s care.

Now that her mother has passed away, Mascone, a 62-year-old working in the medical field, says she can’t help but think about her own future.

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