November 4th, 2013

It’s not inflation or even market performance that presents the biggest risk to your retirement plan. It’s unexpected medical expenses. Indeed, health-care costs are often overlooked—or underestimated—by pre-retirees who are putting money away.

“As we age and live longer, our health deteriorates pretty heavily in the last five to seven years of life, and that’s when we spend a ton of money,” said Bob FitzSimmons, certified financial planner and president of Bob FitzSimmons Inc., a wealth management firm.

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