November 13th, 2013
By Allison Bell
Insurance groups, insurance companies and insurance producers are trying to tap Americans on the shoulder this month and remind them that long-term care (LTC) planning is much more of a mess than acute health care planning.
Despite the controversy over the problems with the Patient Protection and Affordable Care Act (PPACA) enrollment site and with PPACA-related health insurance policy cancellations, most Americans still have some kind of public or private health insurance.
Few have any kind of protection against LTC costs other than reliance on Medicaid — a complicated, cash-strapped program for the poor — and faith in the kindness of strangers.
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