Effective February 5th, 2021, premiums on the Guaranteed Issue Whole Life (GIWL)1 product will see a small increase as the result of recent required changes needed to align pricing assumptions with market conditions. At AIG we are committed to providing competitive, attractive guaranteed life insurance products to your clients.

Premium Rates

Premium Rates per $10002 will be increasing by 5.5% for all insureds with the exception of: Band 2 Males age 77+, Band 1 Males age 78+, and Females Band 2 age 80. These cells will not see the full 5.5% increase.

What’s Not Changing

Guaranteed issue permanent protection: No health questions to answer, no medical tests. Guaranteed acceptance with face amounts from $5,000 to $25,000 available.3

Innovative accelerated benefits included at no additional charge including Chronic Illness and Terminal Illness accelerated death benefit options.4