Great American Rate Decreases November 4th & 21st

Riders

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Indexed Annuities

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Fixed Annuities

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Rewards

www.GAAnnuity.com

www.GAIG.com

October 29, 2013

 Rate Decreases Effective November 4 & 21, 2013

Fixed Annuity Decreases Rates are decreasing for the Secure American effective Monday, November 4, 2013. Order tickets with checks received in the Home Office by end of business day Friday, November 1 will be processed with the previous rate. Transfers and rollovers received by November 1 must have funds in the Home Office by Wednesday, November 27 to receive the previous rate.

Fixed-Indexed Annuity Decreases

Rates are decreasing for the American Legend II and Safe Return effective Thursday, November 21, 2013. Rates will be determined by the date money is received, regardless of the order ticket date. In order to receive the previous rate, funds must be received by Wednesday, November 20.

These changes are in addition to decreases previously announced and effective November 7, 2013.

Please see the interest rate chart for details. 

Updated California Senior Forms Packet Reduces NIGO Issues

An updated California forms packet is now available for your senior sales.

The updated forms include revised language to help reduce Not in Good Order
(NIGO) issues.

We will continue to accept previous versions of the forms. Visit our online new business kitting for the latest forms.

Important Year-End Reminders

Year-End Processing Deadline – December 13, 2013

To ensure that applications for loans, distributions, required minimum distribution (RMD) requests or annuitizations are processed in the 2013 calendar year, all necessary paperwork must be received in the Home Office and in good order by December 13, 2013.

Complete your AML Refresher Course by December 31

Please remember to complete your annual LIMRA AML refresher course by 

December 31, 2013. If you do not complete the training by year-end,
commissions will be held until training is completed. If you have already
completed the training, no additional action is required.

You may access the refresher course here. Please refer to the training instructions for additional details.

If you complete the training through an approved provider other than LIMRA,

you can fax us the certification of completion at (513) 412.5144.

Approved providers include: Cetera Financial Group; FINRA; ING; John Hancock; Kaplan Financial; Lincoln Investment Planning; National Planning; Quest CE; Reg Ed; SWBC Investment Service; Web CE

Thank you for your cooperation!

NB169-13

For producer use only. Not for use in sales solicitation.

If applicable, please confirm products and riders are approved by your
Broker/Dealer.