The U.S. Department of Health and Human Services predicts that 70% of people who reach age 65 will need long-term care services at some point in their lives. There’s no better time than LTC Awareness Month to start talking to your clients about the importance of planning for their long-term care needs.
LTC Solutions
There isn’t a one-size-fits-all solution to LTC planning. With Mutual of Omaha, you have a variety of options to meet your clients’ needs – from stand-alone LTCi policies to life insurance with an LTC rider or chronic illness rider. In fact, Mutual of Omaha is the only company that offers all three.
Conversation Starters
We have a variety of sales ideas and sales tools to help prepare you for this conversation with your clients:
- Help Preserve Your Client’s Estate Sales Idea: This case study examines the impact the Long-Term Care Rider can make for a client’s estate, using two contrasting scenarios.
- Selling to Younger Clients Sales Idea: This sales idea examines the advantages of purchasing a Long-Term Care Rider at a younger age, and also includes a case study.
- Cost of Care Study Brochure and Cost of Care Study Calculator: Use these resources to show your clients the current costs of long-term care – and the calculator can even show what those costs might look like five, 10 or 20 years in the future
- Long-Term Care Rider Brochure: Use this brochure with clients to discuss this need and the LTC Rider as a possible solution.
For even more information about our LTC Rider available on our Income Advantage IUL and Life Protection Advantage IUL products, visit mutualofomaha.com/ltc-rider.